General information documents that are available for download from this site are listed below.
Disclaimer: The documents supplied for Download on this web site are copyright to ProAnd Associates (Australia) Pty Ltd and may only be used by the recipient he for information purposes. They may not be used or copied for any other means and remain the property of ProAnd Associates (Australia) Pty Ltd. Neither may they be used to imply or demonstrate any agency, relationship or other arrangement between the parties. The information contained in these documents is general in nature and is not provided to enable business decisions to be determined or implemented without further advice.
Neither ProAnd Associates (Australia) Pty Ltd nor its servants or agents will be liable for any loss or other consequences (whether or not due to the negligence of ProAnd Associates, its servants or agents) arising out of use of these documents.